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Current Rates


We're here to serve you. As a financial cooperative, any profits are returned to you, our valued member/owner in the form of better rates on loans and savings and improved services. We'll help you compare rates and terms and to sort out which deal is best for you.

Loan Rates (Effective 7/1/10)

Type

Term

APR*

Share Secured

up to 12 years

2.00%

New Vehicle

up to 7 years

as low as 5.50%

Used Vehicle

up to 6 years

as low as 6.00%

Signature

up to 5 years

as low as 7.25%

Line of Credit/Sharedraft Overdraft Line of Credit

3 years

10.00%

Mortgage

12 – 15 years

6.50%

Home Equity Line of Credit

5 – 15 years

5.00% (Subject to change every 6 months)

Credit Card — Visa Classic

N/A

11.00%

Credit Card — Visa Platinum

N/A

9.0%

*APR = Annual Percentage Rate. Rates are subject to change without notice.


Savings Rates

Type

Dividend Rate

APY**

Regular Share Savings
Dividends accrue daily, and are paid quarterly

.25%

.25%

Savers' Club
(per member to $500 maximum monthly contributions)
earned daily, paid quarterly

3.00%

3.04%

18-month Certificate of Deposit
($5,000 minimum deposit)

1.25%

1.26%

Ira (Traditional/Roth) Shares (no minimum deposit)

0.50%

0.50%

IRA 1 yr certificate ($500 minimum deposit)

1.85%

1.87%

IRA 2 yr certificate ($500 minimum deposit)

2.15%

2.17%

**APY = Annual Percentage Yield. Rates are subject to change without notice.






NCUA
 

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This credit union is federally insured by the National Credit Union Administration up to $250,000.