Personal Loans

Share secured loan
Worked hard to build up your savings account? Leave it alone. Use it as collateral instead and get a great rate on a share secured loan. Ideal for taking care of an unexpected expense. Check out our Current Rates.

Signature loan
Borrow up to $20,000 on your good name. A signature loan requires no collateral. Its low rate and fixed term make it perfect for paying off the balance on your high interest rate credit cards.  Check out our Current Rates.

Loan Amount Monthly Payment Time Required to Pay in Full

$10,000 Credit card balance of $10,000 at 18.0% APR $150 50.8 years (with minimum payoff of 4% of balance) $10,000 Onomea FCU Signature Loan Balance at 7.25% APR $200 5 years

Line of Credit / Shareddraft Overdraft Line of Credit
With a line of credit, you may use the funds for whatever special needs you may have. Or this line of credit can be used to protect your sharedraft account from being overdrawn.
    Maximum Loan Limit $10,000
    Minimum Payment $35 per month per $1,000
    Advance $100 increments

Ready to borrow?
Call us at (808) 964-1031 or, if you're already a member, download an application here, fill it out, then mail or bring it in to the credit union. If you're not already a member, joining is easy. Just stop by the credit union for a new member application form.